The MMAP organization was formed to give a critical source of help needed in the rapidly increasing Real Estate market in our nation.  The private and government mortgage industry has been attempting to make home ownership more accessible with a diverse offering of loans.  While these programs provide financing, they don't provide for all the needs of many of today's homebuyers. Closing costs are a considerable expense that is still difficult for many buyers to acquire. These costs alone are often more than $10,000.00. The remaining critical obstacles for home ownership are the monthly payments that have climbed higher and higher due to the increasing real estate prices.

This is where the MMAP program is making a huge impact on homebuyers' ability to afford the home on a monthly basis after they have purchased it.  MMAP works with specific lending agencies because they have requirements that these agencies must fulfill both for the integrity of the program and for the protection of those that are being helped by their efforts.

• Provides monthly payment assistance between $250-$1,000 per month for 24 months or $500-$1,000 per month for 12 months.
  
  
• Assistance does not have to be repaid.
  
  
• No government qualifying.
  
  
• Minimal restrictions regarding property.
  
  
• No minimum or maximum income limits.
  
  
• No Down Payment Required.
  
  
• $2,000 to $3,000 in out of pocket closing costs.
  
  
• Flexible loans that work with almost all levels of credit.

UniBank is a MMAP Certified Lender.  Contact your UniBank Mortgage Specialist today to see how this program will work for you.